Spreadsheet template
Painter general liability Carrier Scorecard
Score painter general liability quotes on fit, endorsements, exclusions, and certificate speed.
How to use this tool
Compare painter general liability options by scoring quote fit, endorsements, exclusions, certificate speed, and contract needs across up to three carriers.
Who this is for
Contractors and business owners preparing insurance details for a job, contract, quote, certificate request, or renewal.
When to use it
Use it before sending a broker request, certificate request, contract response, renewal packet, or internal insurance review.
How to use it
Enter the details you have, review the generated spreadsheet template, and download a copy for your records or broker discussion.
What you get
A downloadable spreadsheet template that organizes the insurance details for this task in one place.
Painter general liability Carrier Scorecard
Score painter general liability quotes on fit, endorsements, exclusions, and certificate speed.
1. Fill in details
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2. Review the preview
The document below updates as you type.
3. Download the file
Blank fields stay as fill-in lines.
Fill in details
Use only the details you have now. Empty fields remain editable in the downloaded checklist.
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Spreadsheet template
Painter general liability quote scorecard
A downloadable spreadsheet template that organizes the insurance details for this task in one place.
Available as XLSX, CSV. The file uses the current field values.
Download
Spreadsheet preview
Updates as you type before download.
Spreadsheet preview
Updates as you type before download.
Score item
Business and review info
Painter-specific check
Business: ________________ | State: ________________ | Review date: ________________ | Main work: ________________ | Contract need: ________________
Quote 1
Carrier / quote name
Quote 2
Carrier / quote name
Quote 3
Carrier / quote name
Score guidance
Use the same evidence for each quote before scoring.
Score item
Painter class written
Painter-specific check
Does the carrier write the exact painting class: interior, exterior, sign, spray, industrial, or lead-related work?
Quote 1
Yes / Partial / No
Quote 2
Yes / Partial / No
Quote 3
Yes / Partial / No
Score guidance
Yes = 2, Partial = 1, No = 0.
Score item
CG 20 10 ongoing ops AI
Painter-specific check
Can the quote support ongoing operations additional insured wording when the contract asks?
Quote 1
Yes / No / Ask
Quote 2
Yes / No / Ask
Quote 3
Yes / No / Ask
Score guidance
Yes = 2, Ask = 1, No = 0.
Score item
CG 20 37 completed ops AI
Painter-specific check
Can the quote support completed operations additional insured wording as a separate endorsement?
Quote 1
Yes / No / Ask
Quote 2
Yes / No / Ask
Quote 3
Yes / No / Ask
Score guidance
Yes = 2, Ask = 1, No = 0.
Score item
Primary and noncontributory
Painter-specific check
Can the carrier provide primary and noncontributory wording when required by contract?
Quote 1
Yes / No / Ask
Quote 2
Yes / No / Ask
Quote 3
Yes / No / Ask
Score guidance
Yes = 2, Ask = 1, No = 0.
Score item
Waiver of subrogation
Painter-specific check
Can the policy provide waiver wording if a general contractor, owner, or property manager requires it?
Quote 1
Yes / No / Ask
Quote 2
Yes / No / Ask
Quote 3
Yes / No / Ask
Score guidance
Yes = 2, Ask = 1, No = 0.
Score item
Lead and pollution review
Painter-specific check
Do lead, pollution, overspray, silica, or surface-prep exclusions affect the work you do?
Quote 1
Clear / Limited / Excluded
Quote 2
Clear / Limited / Excluded
Quote 3
Clear / Limited / Excluded
Score guidance
Clear = 2, Limited = 1, Excluded = 0.
Score item
Height and industrial review
Painter-specific check
Do height, scaffold, bridge, tank, water-tower, confined-space, or flammable-material exclusions affect your jobs?
Quote 1
Clear / Limited / Excluded
Quote 2
Clear / Limited / Excluded
Quote 3
Clear / Limited / Excluded
Score guidance
Clear = 2, Limited = 1, Excluded = 0.
Score item
COI turnaround
Painter-specific check
How many business days does it take to issue the certificate and needed endorsements?
Quote 1
Days
Quote 2
Days
Quote 3
Days
Score guidance
0-1 days = 2, 2-3 days = 1, more than 3 days = 0.
Score item
Total fit score
Painter-specific check
Add the score guidance points for each quote.
Quote 1
Total
Quote 2
Total
Quote 3
Total
Score guidance
Highest score is strongest fit; confirm final terms with licensed support.
Score item
Notes for licensed review
Painter-specific check
Record open questions on class, exclusions, endorsements, or limits before binding.
Quote 1
Notes
Quote 2
Notes
Quote 3
Notes
Score guidance
Do not treat price as the only selection factor.
| Score item | Painter-specific check | Quote 1 | Quote 2 | Quote 3 | Score guidance |
|---|---|---|---|---|---|
| Business and review info | Business: ________________ | State: ________________ | Review date: ________________ | Main work: ________________ | Contract need: ________________ | Carrier / quote name | Carrier / quote name | Carrier / quote name | Use the same evidence for each quote before scoring. |
| Painter class written | Does the carrier write the exact painting class: interior, exterior, sign, spray, industrial, or lead-related work? | Yes / Partial / No | Yes / Partial / No | Yes / Partial / No | Yes = 2, Partial = 1, No = 0. |
| CG 20 10 ongoing ops AI | Can the quote support ongoing operations additional insured wording when the contract asks? | Yes / No / Ask | Yes / No / Ask | Yes / No / Ask | Yes = 2, Ask = 1, No = 0. |
| CG 20 37 completed ops AI | Can the quote support completed operations additional insured wording as a separate endorsement? | Yes / No / Ask | Yes / No / Ask | Yes / No / Ask | Yes = 2, Ask = 1, No = 0. |
| Primary and noncontributory | Can the carrier provide primary and noncontributory wording when required by contract? | Yes / No / Ask | Yes / No / Ask | Yes / No / Ask | Yes = 2, Ask = 1, No = 0. |
| Waiver of subrogation | Can the policy provide waiver wording if a general contractor, owner, or property manager requires it? | Yes / No / Ask | Yes / No / Ask | Yes / No / Ask | Yes = 2, Ask = 1, No = 0. |
| Lead and pollution review | Do lead, pollution, overspray, silica, or surface-prep exclusions affect the work you do? | Clear / Limited / Excluded | Clear / Limited / Excluded | Clear / Limited / Excluded | Clear = 2, Limited = 1, Excluded = 0. |
| Height and industrial review | Do height, scaffold, bridge, tank, water-tower, confined-space, or flammable-material exclusions affect your jobs? | Clear / Limited / Excluded | Clear / Limited / Excluded | Clear / Limited / Excluded | Clear = 2, Limited = 1, Excluded = 0. |
| COI turnaround | How many business days does it take to issue the certificate and needed endorsements? | Days | Days | Days | 0-1 days = 2, 2-3 days = 1, more than 3 days = 0. |
| Total fit score | Add the score guidance points for each quote. | Total | Total | Total | Highest score is strongest fit; confirm final terms with licensed support. |
| Notes for licensed review | Record open questions on class, exclusions, endorsements, or limits before binding. | Notes | Notes | Notes | Do not treat price as the only selection factor. |
Preview of downloaded spreadsheet template
Updates as you type before download.
Preview of downloaded spreadsheet template
Updates as you type before download.
Next steps
- Attach the contract insurance page before asking for endorsement confirmation.
- Ask for written confirmation on any exclusion that affects your actual painting work.
- Keep the completed scorecard with your renewal file.
What this includes
Download formats
XLSX, CSV
Fields
Business name, Review date, State, Main work type, Contract need
Spreadsheet columns
Score item, Painter-specific check, Quote 1, Quote 2, Quote 3, Score guidance
Document sections
How to use the scorecard, Items to confirm
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Reviewed byHuy Huynh, technology lead at TradesCoverage and licensed insurance brokerNPN 22071436Last reviewed May 2026
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