Roofing Contract Checklist

Business: ________________ General contractor or requester: ________________ Project: ________________ Project state: ________________ Required limits from contract: ________________

Use this checklist with the contract insurance exhibit. Remove any item the contract does not require before you send the request.

• Confirm the named insured on the policy matches the business listed in the contract.
• Confirm the required general liability limits match the contract: ________________.
• Additional insured requirement: ________________. Ask whether the contract requires ongoing operations, completed operations, or both.
• Completed operations requirement: ________________. Roofing claims can be reported after work is finished, so confirm the endorsement wording if the contract asks for it.
• Primary and noncontributory requirement: ________________. Confirm whether the policy includes this wording before the certificate is issued.
• Waiver of subrogation: review the contract and mark this item if the contract requires the insurer to waive recovery rights against the requester.
• Certificate holder details match the contract, including legal name, mailing address, project name, and any loan or owner reference.
• The certificate shows current policy dates and the limits required by the contract.
• Any required endorsement copies are attached when the requester asks for policy wording, not only a certificate.

Send these questions with the contract insurance exhibit when a requirement is unclear.

• Does the contract require additional insured status for the general contractor, owner, developer, architect, property manager, or another party?
• Does the contract require completed operations additional insured wording after the roofing work is finished?
• Does the contract require primary and noncontributory wording?
• Does the contract require a waiver of subrogation on general liability, workers compensation, commercial auto, or more than one policy?
• Does the contract require umbrella or excess liability limits above the primary policy limits?
• Does the requester need endorsement copies, or is a certificate of insurance enough for its review?

Notes from carrier or insurance contact:

Additional insured | Completed operations | Primary and noncontributory | Waiver of subrogation | Required limits | Certificate holder | Endorsement copies |