Trades Coverage

Checklist

Drywall Certificate Checklist

Create a job-specific checklist for certificate wording, limits, and endorsement requests.

How to use this tool

This tool helps a drywall contractor prepare a certificate of insurance and endorsement request from the contract requirements.

Who this is for

Drywall contractors that need a general contractor, owner, property manager, or institution to accept a certificate.

When to use it

Use it after you receive the contract insurance exhibit and before asking your insurance company or agent for certificate wording.

How to use it

Enter the business name, requesting party, and project type, then compare the checklist with the contract and remove items the contract does not require.

What you get

You get a PDF or DOCX checklist with certificate details, common endorsement requests, limit examples, and a notes area for special wording.

Drywall Certificate Checklist

Create a job-specific checklist for certificate wording, limits, and endorsement requests.

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Checklist

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You get a PDF or DOCX checklist with certificate details, common endorsement requests, limit examples, and a notes area for special wording.

Available as PDF, DOCX. The file uses the current field values.

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Request summary

Business: ________________ Requesting party: ________________ Project type: ________________

Use this checklist with the contract insurance exhibit. A certificate shows evidence of coverage, but the requesting party may also require endorsement copies or specific policy wording before work starts.

Certificate details to confirm

  • Named insured matches the drywall business shown in the contract: ________________
  • Certificate holder matches the requesting party or the exact certificate holder wording in the contract: ________________
  • Project description matches the drywall work, project name, and location required by the contract.
  • Policy dates cover the expected work period before work begins.
  • General liability, workers compensation, employers liability, commercial auto, and umbrella or excess liability are listed only when the contract requires them.
  • The certificate request includes any required notice wording only if the policy and certificate rules allow it.

Endorsement requests

Check the contract before sending this list. Ask only for the wording the contract requires.

  • Additional insured for ongoing operations in favor of ________________ and other parties named in the contract.
  • Additional insured for completed operations in favor of ________________ and other parties named in the contract.
  • Waiver of subrogation in favor of ________________ if the contract requires it.
  • Primary and noncontributory wording if the contract requires your policy to apply before the requesting party's insurance.
  • Per-project aggregate wording if the contract requires the general liability aggregate to apply separately to the project.
  • Endorsement copies attached when the contract says the certificate alone is not enough.
  • Completed operations coverage period checked against the contract after the drywall work is finished.

Limit review

Use the contract's required limits first. The examples below show how some owners scale limits for construction work; they are not universal drywall requirements.

Project tier to compareGeneral liability limit checkOther limits to review
Small residential or repair jobContract may ask for standard general liability limits; confirm occurrence and aggregate amounts.Workers compensation if employees are used; auto if vehicles are part of the job.
Commercial interior or builder jobConfirm whether the contract asks for higher aggregate limits or a per-project aggregate.Additional insured, waiver of subrogation, and primary and noncontributory wording are common items to check.
Institutional jobSome institutional contracts use examples such as $1 million per occurrence and $3 million aggregate for commercial general liability.Employers liability, auto liability, waiver of subrogation, and required certificate timing may also appear.
Public works or large projectSome public construction templates scale general liability limits by project size and allow umbrella or excess liability to help meet the requirement.Completed operations additional insured wording and a post-completion coverage period may be required.

Special requirements notes

Write any contract wording that needs review before the certificate is issued.

Special parties to name:

Additional insured form or edition requested:

Waiver of subrogation wording:

Primary and noncontributory wording:

Per-project aggregate wording:

Completed operations period:

Umbrella or excess liability requirement:

Other certificate or endorsement instructions:

Send with the contract

Before sending the request, attach the insurance exhibit or contract page that lists the required limits and endorsements.

  • Send this checklist with the contract insurance pages.
  • Ask whether endorsement copies are needed, not just a certificate.
  • Ask whether any required wording cannot be issued under the current policy.
  • Confirm whether the requesting party will review the certificate before the drywall crew starts work.

Next steps

  • Compare every checklist item with the signed contract and remove items the contract does not require.
  • Send the checklist and insurance exhibit to your insurance company or agent before work starts.
  • Ask the requesting party whether endorsement copies are required with the certificate.
  • Review workers compensation, auto, and umbrella requirements if employees, vehicles, or large projects are involved.

What this includes

Download formats

PDF, DOCX

Fields

Business name, Requesting party, Project type

Document sections

Request summary, Certificate details to confirm, Endorsement requests, Limit review, Special requirements notes, Send with the contract

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Reviewed byHuy Huynh, technology lead at TradesCoverage and licensed insurance brokerNPN 22071436Last reviewed May 2026

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