Checklist

Electrician Endorsement Checklist

Review GC certificate and endorsement requests before sending them to your agent.

How to use this tool

Review electrician certificate and endorsement requests by organizing project details, certificate holder information, general liability wording, other coverages, and agent notes.

Who this is for

Contractors and business owners preparing insurance details for a job, contract, quote, certificate request, or renewal.

When to use it

Use it before sending a broker request, certificate request, contract response, renewal packet, or internal insurance review.

How to use it

Enter the details you have, review the generated checklist, and download a copy for your records or broker discussion.

What you get

A downloadable checklist that organizes the insurance details for this task in one place.

Electrician Endorsement Checklist

Review GC certificate and endorsement requests before sending them to your agent.

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2. Review the preview

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Use only the details you have now. Empty fields remain editable in the downloaded checklist.

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Business name

Contact name

Project name

Certificate holder

State

Contract date

COI due date

Checklist

Endorsement checklist

A downloadable checklist that organizes the insurance details for this task in one place.

Available as PDF, DOCX. The file uses the current field values.

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Preview of downloaded checklist

Updates as you type before download.

Endorsement checklist

Job summary

Business: ________________ Contact: ________________ Project: ________________ Certificate holder or requesting party: ________________ State: ________________ Contract date: ________________ Certificate due date: ________________

Use this checklist to compare the contract insurance section, certificate request, and actual endorsement copies. A certificate holder name alone does not create additional insured status; the policy or endorsement wording controls.

GL endorsement review

Check each general liability requirement found in the contract. Add the required limit, wording, form edition, or contract section in the Notes column.

Check	Requirement	Common form reference	Plain-English meaning
[ ]	Additional insured for ongoing operations	CG 20 10	Gives the upstream party additional insured status for liability tied to your ongoing electrical work.
[ ]	Additional insured for completed operations	CG 20 37	Extends additional insured review to claims tied to your completed electrical work after the job is finished.
[ ]	Primary and noncontributory wording	Endorsement or policy wording	Makes your policy respond first when the same loss may involve more than one policy, without seeking contribution from the upstream party's policy.
[ ]	Waiver of subrogation on GL	Endorsement wording	The insurer gives up recovery rights against the protected party after paying a covered loss.
[ ]	Per-project or project aggregate wording	Endorsement wording	Applies the aggregate limit in the way the contract requests for this project, if available on your policy.
[ ]	Umbrella or excess liability	Umbrella or excess policy	Provides extra liability limits when the contract requires limits above the primary policy.

Other coverage checks

Use this section for requirements that often appear beside the general liability endorsement list. Send the contract page to your agent if wording is unclear.

Check	Requirement	Common form reference	Plain-English meaning
[ ]	Workers comp waiver	State or insurer form	The workers compensation carrier may waive recovery rights against the protected party where allowed.
[ ]	Employers liability limits	Policy declarations	Confirms the employer-liability limits requested in the contract, separate from workers compensation benefits.
[ ]	Commercial auto liability	Auto policy or endorsement	Shows coverage for business-owned vans, trucks, trailers, or other vehicles used for electrical work.
[ ]	Hired and non-owned auto	Auto endorsement	Addresses hired vehicles or employee-owned vehicles used for business errands or job travel when required.
[ ]	Tools and equipment	Inland marine policy	Helps document coverage for portable gear such as meters, benders, ladders, job boxes, and tools moving between jobs.
[ ]	Installation floater	Inland marine policy	Addresses electrical equipment or materials before installation or while being installed when you are responsible for them.

Agent request notes

Items to send to the agent or broker:

Contract insurance section
Certificate holder name and mailing address
Additional insured names exactly as written in the contract
Required limits and umbrella or excess limits
Required endorsement copies, not just a certificate
Project description and electrical scope
Certificate due date: ________________

Questions for the agent:

1. Which requested items are already included on the policy? 2. Which items require an endorsement copy or carrier approval? 3. Are completed operations and ongoing operations both addressed? 4. Does the contract ask for wording that is broader than the policy can provide? 5. Are auto, workers compensation, tools, or installation floater requirements separate from GL?

Next steps

Send the contract insurance page and this checklist to your agent before the COI deadline.
Ask for endorsement copies when the contract requires additional insured status.
Confirm completed operations wording if the GC asks for protection after work is done.

What this includes

Download formats

PDF, DOCX

Fields

Business name, Contact name, Project name, Certificate holder, State, Contract date, COI due date

Document sections

Job summary, GL endorsement review, Other coverage checks, Agent request notes

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Reviewed byHuy Huynh, technology lead at TradesCoverage and licensed insurance brokerNPN 22071436Last reviewed May 2026

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