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Electrician Endorsement Checklist

Review GC certificate and endorsement requests before sending them to your agent.

Electrician Endorsement Checklist

Review GC certificate and endorsement requests before sending them to your agent.

Checklist

Endorsement checklist

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Endorsement checklist

Job summary

Business: ________________ Contact: ________________ Project: ________________ Certificate holder or requesting party: ________________ State: ________________ Contract date: ________________ Certificate due date: ________________ Use this checklist to compare the contract insurance section, certificate request, and actual endorsement copies. A certificate holder name alone does not create additional insured status; the policy or endorsement wording controls.

GL endorsement review

Check each general liability requirement found in the contract. Add the required limit, wording, form edition, or contract section in the Notes column. | Check | Requirement | Common form reference | Plain-English meaning | Notes | | [ ] | Additional insured for ongoing operations | CG 20 10 | Gives the upstream party additional insured status for liability tied to your ongoing electrical work. | | | [ ] | Additional insured for completed operations | CG 20 37 | Extends additional insured review to claims tied to your completed electrical work after the job is finished. | | | [ ] | Primary and noncontributory wording | Endorsement or policy wording | Makes your policy respond first when the same loss may involve more than one policy, without seeking contribution from the upstream party's policy. | | | [ ] | Waiver of subrogation on GL | Endorsement wording | The insurer gives up recovery rights against the protected party after paying a covered loss. | | | [ ] | Per-project or project aggregate wording | Endorsement wording | Applies the aggregate limit in the way the contract requests for this project, if available on your policy. | | | [ ] | Umbrella or excess liability | Umbrella or excess policy | Provides extra liability limits when the contract requires limits above the primary policy. | |

Other coverage checks

Use this section for requirements that often appear beside the general liability endorsement list. Send the contract page to your agent if wording is unclear. | Check | Requirement | Common form reference | Plain-English meaning | Notes | | [ ] | Workers comp waiver | State or insurer form | The workers compensation carrier may waive recovery rights against the protected party where allowed. | | | [ ] | Employers liability limits | Policy declarations | Confirms the employer-liability limits requested in the contract, separate from workers compensation benefits. | | | [ ] | Commercial auto liability | Auto policy or endorsement | Shows coverage for business-owned vans, trucks, trailers, or other vehicles used for electrical work. | | | [ ] | Hired and non-owned auto | Auto endorsement | Addresses hired vehicles or employee-owned vehicles used for business errands or job travel when required. | | | [ ] | Tools and equipment | Inland marine policy | Helps document coverage for portable gear such as meters, benders, ladders, job boxes, and tools moving between jobs. | | | [ ] | Installation floater | Inland marine policy | Addresses electrical equipment or materials before installation or while being installed when you are responsible for them. | |

Agent request notes

Items to send to the agent or broker: [ ] Contract insurance section [ ] Certificate holder name and mailing address [ ] Additional insured names exactly as written in the contract [ ] Required limits and umbrella or excess limits [ ] Required endorsement copies, not just a certificate [ ] Project description and electrical scope [ ] Certificate due date: ________________ Questions for the agent: 1. Which requested items are already included on the policy? 2. Which items require an endorsement copy or carrier approval? 3. Are completed operations and ongoing operations both addressed? 4. Does the contract ask for wording that is broader than the policy can provide? 5. Are auto, workers compensation, tools, or installation floater requirements separate from GL?

Next steps

  • Send the contract insurance page and this checklist to your agent before the COI deadline.
  • Ask for endorsement copies when the contract requires additional insured status.
  • Confirm completed operations wording if the GC asks for protection after work is done.

What this includes

Download formats

PDF, DOCX

Fields

Business name, Contact name, Project name, Certificate holder, State, Contract date, COI due date

Document sections

Job summary, GL endorsement review, Other coverage checks, Agent request notes

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