Checklist

Concrete Contract Checklist

Create a contract insurance checklist for a concrete job before requesting certificates or endorsements.

How to use this tool

This checklist helps concrete contractors review contract insurance requirements before asking for a certificate of insurance or endorsement wording.

Who this is for

Concrete contractors reviewing an owner, campus, municipal, commercial, or general contractor insurance exhibit before starting work.

When to use it

Use it before signing the contract, binding coverage, or asking your insurance contact to issue certificate wording.

How to use it

Enter the job details, copy the required limits from the contract, then mark only the endorsements and coverage items the contract actually requires.

What you get

You get a PDF or DOCX checklist with limit fields, endorsement checks, certificate holder details, and notes for follow up.

Concrete Contract Checklist

Create a contract insurance checklist for a concrete job before requesting certificates or endorsements.

1. Fill in details

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2. Review the preview

The document below updates as you type.

3. Download the file

Blank fields stay as fill-in lines.

Fill in details

Use only the details you have now. Empty fields remain editable in the downloaded checklist.

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Business name

Project name

Hiring party

Certificate holder

General liability

Workers compensation

Auto liability

Umbrella or excess

Checklist

Download checklist

You get a PDF or DOCX checklist with limit fields, endorsement checks, certificate holder details, and notes for follow up.

Available as PDF, DOCX. The file uses the current field values.

Download

Preview of downloaded checklist

Updates as you type before download.

Download checklist

Job and contract details

Business: ________________ Project: ________________ Hiring party: ________________ Certificate holder: ________________

Use this page to compare the contract language with your current policies, certificates, and endorsement requests. Requirements vary by contract, so remove any item that the contract does not ask for.

Required limits to verify

Coverage or requirement	Contract limit or wording	Verified
General liability	________________	☐
Products completed operations	______________________________	☐
Workers compensation	________________	☐
Employers liability	______________________________	☐
Auto liability	________________	☐
Umbrella or excess liability	________________	☐
Builders risk, if the contract assigns responsibility for work in progress or materials	______________________________	☐
Professional liability, if design or engineering services are part of the work	______________________________	☐

Endorsement checks

Additional insured wording is required for the hiring party or owner.
Additional insured wording includes ongoing operations if the contract asks for it.
Additional insured wording includes completed operations if the contract asks for it.
Waiver of subrogation is required.
Primary and noncontributory wording is required.
The contract asks for copies of endorsements, not only a certificate of insurance.
The contract asks for notice wording, cancellation wording, or specific certificate language.
The contract asks subcontractors hired by ________________ to carry their own insurance.

Certificate details

Certificate holder name and address: ________________ __________________________________________________ __________________________________________________

Project description or job number to show on the certificate: ________________ __________________________________________________

Delivery instructions from the contract: __________________________________________________ __________________________________________________

Date certificate or endorsements are needed: __________________________________________________

Concrete work notes

Concrete operations to review for this job:

Flatwork, sidewalks, curbs, driveways, slabs, or decorative concrete.
Foundations, retaining walls, structural concrete, or tilt up work.
Concrete paving, road work, airport work, or public right of way work.
Concrete pumping, ready mix hauling, trailers, dump trucks, or employee owned vehicles used for work.
Excavation, rebar, waterproofing, saw cutting, trucking, or other subcontracted work.
Design advice, engineering responsibility, stamped drawings, mix design, or delegated design.

Notes for insurance review: __________________________________________________ __________________________________________________ __________________________________________________

Next steps

Send the completed checklist and the contract insurance exhibit to your insurance contact.
Ask whether the contract needs endorsement copies in addition to a certificate of insurance.
Confirm completed operations wording before work starts when the contract asks for it.
Keep subcontractor certificates and waiver requirements with the project file.

What this includes

Download formats

PDF, DOCX

Fields

Business name, Project name, Hiring party, Certificate holder, General liability, Workers compensation, Auto liability, Umbrella or excess

Document sections

Job and contract details, Required limits to verify, Endorsement checks, Certificate details, Concrete work notes

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Reviewed byHuy Huynh, technology lead at TradesCoverage and licensed insurance brokerNPN 22071436Last reviewed May 2026

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