Pressure Washing Quote Checklist

Business: ________________ State: ________________ Contact: ________________ Reason for quote: ________________ Job or client: ________________ Certificate due date: ________________ Current carrier: ________________ Renewal date: ________________

Use this page as the cover sheet for your pressure washing insurance quote request.

• List the services you perform, such as house washing, driveway cleaning, sidewalk cleaning, parking area cleaning, roof soft washing, deck cleaning, fleet washing, boat washing, equipment washing, graffiti removal, or paint preparation.
• Separate residential work from commercial work and note the rough percentage of each.
• List the surfaces you clean, including siding, brick, concrete, wood, roof surfaces, glass, painted surfaces, industrial surfaces, vehicles, boats, or contractor equipment.
• Note the tallest work you perform and whether you use ladders, lifts, scaffolding, or roof access.
• Identify any work involving older buildings, paint removal, lead paint concerns, chemicals, wastewater containment, or industrial sites.
• Attach sample contracts or work orders for commercial clients, property managers, homeowners associations, schools, municipalities, or industrial customers.

• Current owner payroll or officer payroll, if included in the policy rating.
• Estimated employee payroll for the next 12 months.
• Number of full time employees and part time employees.
• Whether employees use pressure washing equipment, drive business vehicles, work at heights, or handle chemicals.
• Whether you use subcontractors, what work they perform, and how much you expect to pay them.
• Certificates of insurance from subcontractors, if you use them.

• List each business vehicle, trailer, or van used to reach job sites.
• Note whether vehicles are titled to the business, leased, rented, borrowed, or personally owned.
• List drivers who regularly use business vehicles for pressure washing work.
• Create an equipment list with pressure washers, hoses, reels, tanks, surface cleaners, nozzles, ladders, chemical sprayers, water recovery equipment, and stored inventory.
• Estimate the replacement value of tools and equipment you want insured.
• Note where equipment is stored overnight, such as a van, trailer, garage, shop, storage unit, or job site.

• General liability limit requested.
• Tools and equipment coverage amount requested.
• Commercial auto coverage needed for business owned vehicles, trailers, hired vehicles, or non-owned vehicles used for work.
• Workers compensation needed if you have employees or a contract asks for it.
• Business property coverage needed for an office, shop, storage unit, leased space, or business personal property.
• Umbrella or excess liability requested by a contract or commercial customer.
• Pollution or environmental review needed for lead paint, chemical runoff, wastewater, fuel storage, or contaminated surfaces.
• Professional liability or errors and omissions review needed if a customer contract asks for it or your services include advice, inspections, or written recommendations.

• Prior customer property damage claims, including broken glass, damaged siding, chipped paint, water intrusion, or damaged fixtures.
• Prior bodily injury claims, including slips, trips, falls, hose hazards, or injuries to bystanders.
• Prior employee injury claims.
• Prior vehicle accidents involving business driving.
• Prior theft, vandalism, or damage to pressure washing equipment.
• Prior environmental, lead paint, wastewater, chemical, or cleanup issues.
• Loss runs from your current or prior carrier, if available.

• Attach the insurance section of the contract instead of only sending a certificate request.
• Mark the exact certificate holder name and mailing address required by the contract.
• Check whether the contract asks for additional insured wording.
• Check whether the contract asks for primary and noncontributory wording.
• Check whether the contract asks for waiver of subrogation.
• Check whether the contract asks for completed operations coverage.
• Check whether the contract asks for specific endorsement form numbers or editions.
• Check whether the contract asks for umbrella or excess liability limits.
• Check whether the contract asks for notice of cancellation wording.
• Ask for review before the job starts if the contract requires wording that is not already on your policy.

• Completed checklist.
• Current declarations pages, if you have current coverage.
• Prior policy documents for general liability, business owners policy, tools and equipment, commercial auto, workers compensation, umbrella, or pollution coverage.
• Vehicle list and driver list.
• Equipment list with replacement values.
• Payroll estimate and employee count.
• Subcontractor cost estimate and subcontractor certificates, if any.
• Contract insurance wording for the job or client named above.
• Loss runs or claim history details, if available.